The ArcotOTP app is an all-purpose one-time-passcode (OTP) generator that provides an extra layer of security when you shop online or access online accounts. With ArcotOTP, you use your mobile phone to generate a passcode that can be used to verify a MasterCard or Visa electronic payment transaction, or to login to an online account. This app supports EMV standards when generating the passcode for authenticating MasterCard and Visa online payment transactions. ArcotOTP also supports HOTP standards for generating one-time-passcodes to use when authenticating to Web portals and VPNs.
How does it work?
Your card issuer, for example, your bank or the organization where you have an online account, must use the Arcot authentication solution. You must sign up for the additional security with them. They will give you a link to download the application onto your phone, along with your userid and an activation code. You will run the ArcotOTP app on your phone and enter the information provided by the organization to activate OTP authentication with this organization. You then choose a personal PIN that will be used to generate an OTP for this account. The OTP can be generated without a connection to your mobile network allowing you to authenticate anytime, anywhere using the one-time-passcode generated on your phone. When you are prompted to authenticate to your online account or to provide a passcode to shop online, you simply run the ArcotOTP app, enter your personal PIN, and an OTP is displayed on the phone. You then enter the OTP into the application prompt to authenticate your e-payment transaction or to login to your account.
How can I test it?
You can get a demo account here to see the ArcotOTP authentication experience for yourself. Just follow these instructions below.
1. Install ArcotOTP App from App Store.
2. Browse to https://otp.arcot.com for more help.
If you are interested in strong authentication for your enterprise, please contact firstname.lastname@example.org